Aging in place. It’s a term you hear when planning homecare services. It’s something many senior citizens insist they want. What does it really mean?
The CDC defines aging in place this way. It’s being able to remain in your family home regardless of your retirement income, your abilities, or your age. You’re supposed to be able to remain in your home safely, comfortably, and independently. It means your parents should be able to remain in the family home without fear or difficulty.
How realistic is it to age in place? It may not be as easy as you’d think. One family found that the definition of aging in place didn’t fit their parent’s situation. Their mom made too much money to get help from Medicaid for homecare services.
Assisted living communities said their mom made too little for them to consider her. The mortgage payment, health insurance and prescription co-pays, utilities, and groceries ate up a lot of her income. There was little money left to pay for homecare. What happens when that’s the situation you face?
See Who Can Help
You need to sit down with family members and family friends who are happy to help. If you each look at your schedules, you may be able to arrange to have someone spend time with your mom each day. On days there are gaps, look into hiring a caregiver for an hour or two. That keeps the costs low and ensures your mom has the care she needs throughout the week.
Look for Funding in Other Ways
Even if Medicaid turns you down, talk to your mom’s doctor. There may be grants or programs you don’t know of that can help. Call your local agency on aging to see if there is anything else you’re missing. If your mom or dad was active in the military and received an honorable discharge, Aid and Attendance benefits may be available.
Is there a way you could be making some extra cash to cover homecare? Your mom or dad may be able to make some extra cash here and there by taking mystery shopping jobs in their area. If they’re crafty, they could sell their work at craft fairs and farmers’ markets. Etsy is another way to sell items they’ve made from the comfort of home.
Homecare services can be scheduled to stay within your budget. Talk to our homecare agency to find out what fees would be for your mom or dad’s needs.